So you're pregnant for the first time, congratulations! It will be the most special time of your life! Pinterest is a great tool to gather information, but can often be pretty irrelevant for South Africans.
I'm a planner by nature and I love working off lists and knowing in advance what I need to do. This is obviously a list drawn up based on my experience, but your hospital, medical aid and circumstances will affect how this all works out for you.
Here is a list I wish I had to work from:
(Bare in mind that I was pregnant 2016/2017 so prices would have increased since then)
First trimester (0-13 weeks):
Second trimester (14-26 weeks):
Third trimester (27-40 weeks):
I decided to go through an agency to save myself the headache, and it was so worth it! I emailed all the documents and never had to set foot in any building to sort out admin. I used following company: http://www.mothersjoy.co.za/
It should cost you no more than R1000 in total. You can only apply for UIF with an agency from approx 4 weeks before your due date. They will however only be able to send the documents through to the department once the baby is born and they have received a birth certificate. Don't worry though, the agency will guide you through the process.
FYI: You have to have a own bank account in your own name for UIF to pay out.
I have no idea how claim from UIF directly? Anyone have a clue? Please comment!
Booking your hospital bed:
At 26 weeks pregnant, you are now at viability which means that if baby is born, chances are he/she will survive. Yay!
You will have to pay an admin fee to book your bed of about R500 - this fee could include a free 4D scan, registration with the Department of Home Affairs and baby’s first immunization. You may also get a free baby bag with goodies (but don’t count on getting that before you leave the hospital)
You will need your medical aid card and the ID's of mother and father to book your bed. Make sure you give yourself enough time at the hospital because you will be filling in A LOT of paperwork.
Getting pre-authorization from Medical Aid:
As soon as you’ve booked your bed, you will receive a document from the hospital and your gynae with the practice numbers, ICD 10 code, procedure code etc. You can then phone your medical aid and give them all these details and receive authorization from your medical aid. You should also ask them to send you the documents to register your new baby as soon as he or she is born.
Some medical aids require you to inform them of your pregnancy by 12 weeks, so I would suggest giving them a call at 12 weeks as well. (I’m on Discovery and I phoned them for the first time at 27 weeks, and it wasn’t a problem)
PRO TIP: I kept every single document, including our ID's in a file which I kept with me all the times. I'm SO happy I did this because when I was admitted to hospital suddenly, I was able to give my husband the file with everything in it so he could sort out the admin with ease.
There should be a pediatrician present at the birth, so make sure you get a pediatrician that is covered by your medical aid if you don't want to pay extra.
After baby is born:
TIP: Download the "Scanner App" on your phone so you can easily sort out your admin and email it directly from your phone.
So that's about all I could think of! If you're a mommy who has been through this and can add anything, please feel free to comment!